Date: Tue, 20. July 2010 20:46:14

If you thought that a credit card was the only way to build credit, you're mistaken. Many accounts with monthly payments like student loans and utilities report to the credit bureaus regularly.

Date: Thu, 3. September 2009 15:26:07

Information and advice for consumers on current balance transfer credit card trends including approval rates, changes in introductory offers, and balance transfer fee increases. (PRWEB Aug 31, 2009) Read the full story at http://www.emediawire.com/releases/0-apr-balance-transfer/credit-card-offers/prweb2802824.htm

Date: Thu, 19. November 2009 05:08:43

Confused.com's credit profiling tool and top tips can help• Almost 40% of people will not apply for a credit card for fear of damaging their credit score, says Confused.com.• However, only 25% of people have checked to see if details on their credit file are correct.• 22 - 30 years olds are the most concerned about leaving a black mark.• Help to avoid leaving a credit footprint due to unsuccessful credit card applications, by using Confused.com's credit profiling tool. (PRWeb Nov 13, 2009) Read the full story at http://www.prweb.com/releases/2009/11/prweb3190844.htm

Date: Tue, 28. June 2011 05:33:41

As costs climb in all sectors of the economy, even universities are coming up with creative ways to save money. UCLA, the University of California at Los Angeles, says it will begin charging students who pay their tuition, parking permits, and housing costs with credit cards a 2.75% credit card processing fee come August 1. The university states it costs the educational institution $6.5 million in credit card processing fees each year that it can no longer absorb.

Date: Fri, 19. June 2009 21:35:21

Did you know that credit card regulations require a credit card company to write off debt which has been delinquent for 6 months?  Now you probably understand why you get those harassing calls almost immediately after you’re late with just one payment.  There is major incentive for these companies to collect that debt quickly. American’s are [...]

Date: Wed, 7. October 2009 15:23:58

Credit card companies have been reducing the length of 0% APR offers all year. However, a few companies have recently increased the duration of 0% rates on balance transfers while also increasing fees. (PRWeb Oct 2, 2009) Read the full story at http://www.prweb.com/releases/0-balance-transfer/credit-card-offers/prweb2971354.htm

Date: Mon, 24. August 2009 04:46:29

A recent poll conducted by CardRatings.com -- the most comprehensive free source for comparing credit card offers -- found that the soon-to-be enacted Credit Card Accountability, Responsibility and Disclosure (CARD) Act has cardholders concerned. More than 80 percent of respondents believe the CARD Act will lead to elevated interest rates, although the primary goal of the bill is consumer protection. CardRatings.com founder Curtis Arnold agrees. (PRWEB Aug 19, 2009) Read the full story at http://www.emediawire.com/releases/2009/08/prweb2763514.htm

Date: Wed, 8. April 2009 16:51:18

An eye-opening article posted recently by CreditCards.com - Credit card balances suffered their biggest percentage drop in more than 30 years in February, according to the latest Federal Reserve data, as consumers responded to the recession by reducing their reliance on plastic. People are spending less, saving more and the credit card companies are cutting limits. It’s [...]

Date: Fri, 28. August 2009 03:38:55

A law that is supposed to help credit card customers may hurt the most vulnerable customers - those with high debt loads. DebtGuru.com along with nonprofit credit counseling organization American Credit Foundation offer a debt management program. The program helps customers as banks and credit card issuers raise fees and reduce available credit. (PRWEB Aug 26, 2009) Read the full story at http://www.emediawire.com/releases/debt/management/prweb2793794.htm

Date: Fri, 19. August 2011 19:14:17

Who among us can refuse the convenience of a credit card? Just pull it out and pay, regardless of if you really can afford it or not. Debit cards, well, not so much. As an extension of your checking account, you have to have the money right then and there to pay for your purchase. Also, debit cards cannot compare with credit cards when it comes to perks; flyer miles, gas cards, and money back offers make spending on your credit card appear as if you are earning, rather than spending money. Sometimes though, it is easy to get carried away.